Your Capacity Provider Wants Proof. Now You Can Show Them.
Consistent underwriting, audit-ready portfolio data, and sub-10-minute broker response — the operational layer MGAs need to protect their programs.
The MGA Problem
Three Ways Manual Ops Threaten Your Program
Capacity audits expose what email can't prove.
Carriers want documented decisions and explainable appetite. Tribal knowledge isn't an audit trail. WriteRisk makes every decision traceable before anyone asks.
Brokers place where they get answers first.
2–3 day intake kills distribution. WriteRisk acknowledges submissions in under 10 minutes — before your underwriters open their queue.
Appetite is only as consistent as your slowest desk.
One senior UW's exception becomes a pattern, then a loss ratio, then a renewal you didn't want. Program rules run on every submission, every day.
Renewal Season Shouldn't Be a Guessing Game.
Carriers ask three questions: Is appetite applied consistently? Is the book concentrated as agreed? Are decisions explainable? WriteRisk answers all three with data — not 'I think so.'
Portfolio visibility in real time
Appetite drift, CAT concentration, and loss by broker/segment/geography — as the book develops, not at quarter-end.
Immutable decision audit trail
Every extraction, recommendation, and override linked to source documents. Reconstruct any decision in seconds.
Consistent appetite enforcement
Program rules on every submission. No shadow guidelines, no 'that desk does it differently' at renewal.
Speed Is the New Price.
Sub-10-minute processing with automatic broker acknowledgment — completeness feedback, missing docs flagged, timeline set. Your UW hasn't opened the file; the broker already has a response.
See How It WorksHow WriteRisk Protects Your Program.
Automated, documented, audit-ready — from submission arrival to underwriter decision.
Ingestion & Clearance
Every submission ingested, extracted, and screened — with a full audit trail from day one.
- Multi-Format Ingestion
- Automated Validation
- Sanctions Screening
What changes for your team:
Your underwriter's first view is a structured risk profile — not a folder of PDFs.
Ensemble Engine
Every score and flag traced to source documents and rules — explainable to carriers and regulators.
- Source-Tracing
- One-Click Verification
- Auditable Logic
What changes for your team:
When capacity asks why a risk was written, the answer — and the source excerpt — are already in the system.
Profitability Workbench
Automated compliance & audit trails.
Portfolio Intelligence
Real-time book intelligence — catch drift and concentration before renewal conversations.
- Real-Time Signals
- Appetite Drift Tracking
- Capacity Analytics
What changes for your team:
Capacity renewals start with data, not memory.
Enrichment sources documented on every submission — so your audit trail names the data behind the decision. See the data network →
Lines of Business
Built for the Lines You Write.
Pre-built workflows for specialty commercial property — COPE, occupancy, CAT, and appetite logic included.
Habitational
Unit count, occupancy mix, roof age, COPE — plus CAT zone and protection class scoring.
Office & Light Commercial
ACORD 140/160 parsing, TIV validation, tenant mix, and standard exclusion triggers.
Retail & Hospitality
ACORD 150 with liability flags and revenue extraction from supplementals.
Contractors & Artisan
ISO class mapping, subcontractor schedules, and loss run normalization.
Don't see your program? WriteRisk configures to your specialty line.
Talk to us→Both for Leadership and the Underwriting Desk.
For CEOs, CUOs, and Program Directors
For Underwriters and Operations Leads
Your Submissions Stay Yours.
Built for security-conscious MGAs from day one — isolation, audit trails, and no training on your data.
Your data never trains our models.
Industry data powers the AI — not your submissions or your competitors'.
Strict customer isolation.
Your pipeline, rules, and portfolio data — separated at the infrastructure level.
Immutable audit trail.
Every extraction, recommendation, and override — time-stamped and reconstructable.
Get started with WriteRisk
Schedule a brief demo with our founding team to see how WriteRisk can streamline your underwriting workflow.
What You'll See
- How WriteRisk ingests submissions and extracts data in seconds
- Custom rule configuration for your specific appetite
- Real-time underwriting guidance and referral workflows
- Integrations with your existing data sources